Billing Models

Billing Models

Custom Solutions

The billing models are tailored to your individual needs—here’s an overview.

Coverage by Health Insurance

Basic health insurance covers the costs of diagnostic services and psychotherapy, provided there is a doctor’s referral or a prior authorization for coverage. This can be issued by a family physician or pediatrician and is based on the Swiss PsyTarif.

Please note the following forms:

Out-of-Pocket Payment

For parent counseling sessions, as well as in cases where insurance coverage is not an option or is not desired, the rate is CHF 160 per 60 minutes.

Disability Insurance (IV)

Young people with certain congenital disabilities are eligible to receive outpatient psychotherapy as a medical treatment until they reach the age of 20—provided that the IV has issued a pre-approval for coverage. Reimbursement is based on the IV collective bargaining agreement (FSP/BSV).

School-indicated Psychotherapy

In certain cases, psychotherapy is requested by the school or ordered by a court. In such cases, the school district covers the costs upon the parents’ consent.

Therapy Sponsorship

Families with a child who has a disability or neurodiversity and who are facing financial hardship cannot always cover the full cost of necessary treatment on their own. Thanks to donations, our sponsoring foundation, MLFI, makes it possible in such cases to provide care at reduced rates or free of charge. To apply, parents must disclose their financial circumstances and, together with the responsible therapist, submit an application to MLFI.

Note on Liability for Costs

Please confirm that the costs will be covered before the first appointment. The responsibility for obtaining a valid commitment to cover the costs—whether through a doctor’s order, health insurance, IV, our sponsoring foundation, or another payer—lies with the parents or the child’s legal guardians. Spielzeit assumes no liability for missing or invalid cost coverage. If there is no valid cost coverage, the parents are responsible for covering the costs themselves.

Further Information

For more information, please contact us at admin@spielzeit.ch.